More options start with understanding your equity.
Alternative and private mortgage solutions for Ontario homeowners and homebuyers who need more flexibility than traditional lending may provide.
Mortgage solutions built around real-life situations.
Whether you're refinancing, consolidating debt, self-employed or navigating credit challenges, we'll help you understand the potential options.
Self-Employed Mortgages
Solutions for business owners and borrowers with non-traditional income documentation.
Debt Consolidation
Consider using available home equity to consolidate higher-interest debts into a simpler structure.
Mortgage Refinancing
Explore refinancing to access equity, restructure payments or improve monthly cash flow.
Bruised Credit Mortgages
Explore options when past or current credit challenges make traditional approval difficult.
Second Mortgages
Access home equity while potentially keeping your existing first mortgage in place.
Private Mortgages
Flexible private lending options for borrowers whose situation may fall outside conventional guidelines.
When the mortgage isn't straightforward, experience matters.
EquityPoint focuses on helping borrowers understand alternative lending routes clearly — including the costs, requirements and trade-offs.
Let's talk about your mortgage options.
Start with a free, no-obligation consultation with EquityPoint.